General Contractor Liability Insurance is a must have for any Masonry or General Contractor, you want protection against the many risks you daily face.
A contractor insurance company can supply you with the coverage you need with a variety of insurance policies, including General Contractor Liability Insurance.
Take this for instance here and see if you think insurance is a wise decision;
It's 6:00 a.m. on Monday. As you drive up to the job site, the general contractor's superintendent meets you at the gate. You look toward the site and, before even exiting the car, you see a major problem. Your 30-foot tall concrete block walls have blown down over the weekend. Thousands of dollars of scaffolding is damaged, a forklift that was parked near the wall is totaled, pallets of material are obliterated and unusable. You glance in your rear view mirror and see an Occupational Safety and Health Administration (OSHA) compliance officer pull up behind you. Happy Monday!
To find the best rates for your insurance needs, get quotes for from multiple providers, allowing you to easily compare rates and coverages.
There are several types of contractor insurance policies that you can, and should, get to ensure your business is properly covered, including:
The above examples of contractors insurance are just some of the several types of coverages available. The bottom line is to make sure you have the right coverages for your company so you don't leave any holes in your policy thus leaving you uncovered in any situation.
Go to as many insurance companies as you feasibly can and get a fair rate, let them know they are bidding for your business just like you have to do when you are trying to get a job. If you approach it this way, in my experience they are a lot more competitive.
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Walls Blowing Over